Family & Individual Health Cover

Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly. Ashanti Insurance agency panel of insurers provides covers that are easily accessible to country wide service provider networks.

Features

Access to countrywide service provider network

Smart Card based

Declared pre-existing chronic, non-chronic

Overseas treatment on referral

Overseas emergency treatment for the first 45 days of travel

Local emergency road and air evacuation

Psychiatric illness

First emergency caesarean section

Congenital conditions

Inpatient non accidental optical benefit including laser treatment

Inpatient non accidental dental benefit

Post hospitalization review expenses up to 21 days after discharge

Free last expense

Benefits

In-patient Benefits

Admission in a NHIF accredited hospital

Accommodation for parent/guardian accompanying a child below 8 years

Doctors’, Surgeons’, and Specialists’ fees.

Laboratory investigations, x-rays, ultrasound, ECG, MRI scans

Prescribed drugs, dressings, surgical appliances, and nursing procedures

Theatre charges including Surgeons’ and Anesthetists’ fees

Intensive care (ICU)/High Dependency Unit (HDU)

Radiotherapy, chemotherapy, physiotherapy

Gynecological treatment

Day Care surgery

Outpatient Benefits

Consultation  with a general practitioner and specialist

Diagnostic examinations

Prescription medicines

Outpatient procedures e.g. dressing

Immunizations and vaccinations for children (KEPI recommended)

Minor trauma treatment

Gynecological treatment

Maternity Benefits

Delivery expenses

Maternity related complications

Pre and post natal care

Caesarean section