Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly. Ashanti Insurance agency panel of insurers provides covers that are easily accessible to country wide service provider networks.
Features
Access to countrywide service provider network
Smart Card based
Declared pre-existing chronic, non-chronic
Overseas treatment on referral
Overseas emergency treatment for the first 45 days of travel
Local emergency road and air evacuation
Psychiatric illness
First emergency caesarean section
Congenital conditions
Inpatient non accidental optical benefit including laser treatment
Inpatient non accidental dental benefit
Post hospitalization review expenses up to 21 days after discharge
Free last expense
Benefits
In-patient Benefits
Admission in a NHIF accredited hospital
Accommodation for parent/guardian accompanying a child below 8 years
Doctors’, Surgeons’, and Specialists’ fees.
Laboratory investigations, x-rays, ultrasound, ECG, MRI scans
Prescribed drugs, dressings, surgical appliances, and nursing procedures
Theatre charges including Surgeons’ and Anesthetists’ fees
Intensive care (ICU)/High Dependency Unit (HDU)
Radiotherapy, chemotherapy, physiotherapy
Gynecological treatment
Day Care surgery
Outpatient Benefits
Consultation with a general practitioner and specialist
Diagnostic examinations
Prescription medicines
Outpatient procedures e.g. dressing
Immunizations and vaccinations for children (KEPI recommended)
Minor trauma treatment
Gynecological treatment
Maternity Benefits
Delivery expenses
Maternity related complications
Pre and post natal care
Caesarean section